Motorbike or Car Insurance

Ensure your motorbike or car is covered with reliable insurance for accidents, theft, and unforeseen events.

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Motorbike/Car Insurance

Drive with Confidence: Motorbike or Car Insurance for Expats in Vietnam

Driving or riding in Vietnam can present unexpected risks, so having reliable motorbike or car insurance is essential for expats. Proper coverage protects you against accidents, theft, and other unforeseen events, providing peace of mind on the road.

At The Nest Asia, we offer consultation and connect expats with trusted local insurance providers tailored to their vehicle and personal needs. Whether buying a motorbike or car, the right insurance ensures you stay protected and compliant with Vietnamese regulations.

Benefits of Motorbike or Car Insurance with The Nest Asia

Comprehensive Relocation Support

Tailored services for seamless relocation and daily life.

One-Stop Expatriate Services

Complete services for housing, legal, financial, and more.

Local & Expatriate Network

Combine local and expatriates networks, real life experience.

Family-Centric Services

Support for families, including education and childcare referrals.

Other Services for Expats in Vietnam

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FAQ on Motorbike or Car Insurance in Vietnam

Yes, both motorbike and car insurance are mandatory in Vietnam. Driving any motorized vehicle without insurance is illegal, even if you have a valid driver’s license. Vietnamese law requires that all vehicles, including those driven by foreigners, be covered by civil liability insurance to protect you financially in case of an accident where you are at fault.

Compulsory car insurance in Vietnam costs about VND 480,000 per year (around US$20). This coverage provides up to VND 100,000,000 (approximately US$4,300) per case for injury or damage. Motorbike insurance is cheaper, around VND 66,000 (about US$3) per year.

Currently, there are three main types of motorbike insurance:

  1. Compulsory Civil Liability Insurance for Motor Vehicle Owners:
    This is mandatory by law, and vehicle owners must participate in this insurance when operating a vehicle in Vietnam.

  2. Insurance for Passengers on Motor Vehicles:
    This type of insurance applies to passengers on the vehicle. The premium usually ranges from 5,000 to 10,000 VND.

  3. Physical Damage Insurance for Motor Vehicles:
    This insurance applies to vehicles such as cars, trucks, and buses. It provides compensation for damage caused by accidents, fires, or other physical damage.

The premium for compulsory motorbike insurance is specifically regulated as follows:

  • Two-wheeled motorcycles: From 55,000 to 60,000 VND

  • Three-wheeled motorcycles and mopeds: 290,000 VND

These rates are stipulated in Appendix 5 attached to Circular No. 22/2016/TT-BTC.

Disclaimer

The Nest Asia (“we”) provides the information on this website solely for general informational purposes and makes no representations or warranties regarding its accuracy, completeness, or reliability.

We are not an authorized government agency, nor are we an official provider of government-related documents or services. We do not promote or represent any official services or documents issued by the Government of the Socialist Republic of Vietnam. This includes, but is not limited to, electronic travel visas, passports, housing services, business registration, employment support, or health and education services for expatriates. All official documents must be obtained directly through the appropriate governmental authorities or their designated representatives.

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